Charter Finance Resource's Comprehensive List Of Current Accounts

Current AccountsYou should always shop around when you are seeking the best current account, and in this guide that is subject to change at any time, we list all of the currently available bank accounts, all of which offer something unique. If you are looking for banks with the best saving rates then checkout our guide.

First Direct – The name of this bank account is the 1st Account. There are no monthly account charges on this account. The minimum amount of cash you will require to open this type of account is £1. The reward which you will benefit when opening up and using this type of current account is £125 cash back when you switch.

Santander – The name of this bank account is the123 Current Account there is a £2.00 per month charge for this type of account. The minimum amount of cash you will require to open this type of account is £3000. The reward which you will benefit when opening up and using this type of current account is Up to 3% cash back on household bills.

Halifax – The name of this bank account is the Reward Current. There are no monthly account charges on this account. The minimum amount of cash you will require to open this type of account is £1. The reward which you will benefit when opening up and using this type of current account is up to £160 in the 1st year.

Highest Interest Paying Accounts

  • Nationwide Building Society – The name of this bank account is the Flex Direct. This account pays you an interest rate of 5.00% there are no account charges. The minimum amount you will need to open this type of current account is £1
  • Santander – The name of this bank account is the 123 Current Account, this account pays you an interest rate of 3.00% the charge for this account is £2.00 per month. The minimum amount you will need to open this type of current account is £3000.
  • Halifax – The name of this bank account is the Reward Current Account. This account pays no interest however there are no account charges you can open the account with as little as £1 and it comes with a rewards scheme on which you can earn up to £160 in the first year of you opening the account.
  • Investec Bank PLC – The name of this bank account is the Voyage, this account pays you an interest rate of 1.51% a yearly charge for this account is set at £500.00 per year. The minimum amount you will need to open this type of current account is £1.
  • Coventry Building Society – The name of this bank account is the Coventry First. This account pays you an interest rate of 1.10% there are no account charges. The minimum amount you will need to open this type of current account is £1
  • Royal Bank of Scotland – The name of this bank account is the Revolve. This account pays you an interest rate of 0.55% there are no account charges. The minimum amount you will need to open this type of current account is £1.
  • Secure Trust Bank – The name of this bank account is the Current Account, this account pays you an interest rate of 0.50% the charge for this account is £12.50 per month. The minimum amount you will need to open this type of current account is £1.
  • Royal Bank of Scotland – The name of this bank account is the Black Account, this account pays you an interest rate of 0.50% the charge for this account is £24.00 per month. The minimum amount you will need to open this type of current account is £25000.

Top Current Accounts with an Overdraft Facility

  • Nationwide Building Society – The name of this bank account is the Flex Direct. The overdraft rate charged is 0.00%, this account has no overdraft buffer to operate this account you will need to have a minimum account balance of £1.
  • Santander – The name of this bank account is the123 Current Account. The overdraft rate charged is 0.00% you will be given an overdraft buffer of £12 buffer to operate this account you will need to have a minimum account balance of £3000.
  • Santander – The name of this bank account is the Everyday Current Account. The overdraft rate charged is 0.00% you will be given an overdraft buffer of £12 buffer to operate this account you will need to have a minimum account balance of £1.
  • Norwich & Peterborough Building Society – The name of this bank account is the Gold Classic. The overdraft rate charged is 17.90%, this account has no overdraft buffer to operate this account you will need to have a minimum account balance of £1.
  • First Direct – The name of this bank account is the 1st Account. The overdraft rate charged is 15.90% you will be given an overdraft buffer of £250 to operate this account you will need to have a minimum account balance of £1
  • Yorkshire Bank – The name of this bank account is the Current Account Plus. The overdraft rate charged is 18.85%, this account has no overdraft buffer to operate this account you will need to have a minimum account balance of £1.
  • Co-operative Bank – The name of this bank account is the Current Account Plus. The overdraft rate at Co-operative bank is charged at 18.90%, this account has no overdraft buffer to operate this account you will need to have a minimum account balance of £1.
  • Lloyds Bank – The name of this bank account is the Mayfair Current Account. The overdraft rate charged is 9.90%, this account has no overdraft buffer to operate this account you will need to have a minimum account balance of £1.
  • NatWest – The name of this bank account is the Black Account. The overdraft rate charged is 14.89% you will be given an overdraft buffer of £500 to operate this account you will need to have a minimum account balance of £10000.