Best Credit Card Guide by Charter Finance Resource

We are going to present to you below a range of the very best credit cards currently on the market as of July 2014, the following credit cards offer 0% balance transfer rates, and listed further down this page are listed the best credit cards for purchases, you can also checkout our guide to the best current accounts on the market right now.

0% Balance Transfer Credit Cards

Credit CardsBarclaycard – The name of the 0% balance transfer Credit Card type is the Platinum Credit Card with Extended Balance Transfer the Representative Apr of this credit card is 18.90% and the balance transfer rate duration of this card is 33 months. There is a balance transfer fee which is 2.99%

Tesco Bank – The name of the 0% balance transfer Credit Card type is the Club Card Credit Card for balance transfers the Representative Apr of this credit card is 18.90% and the balance transfer rate duration of this card is 32 months. There is a balance transfer fee which is 2.90%

Halifax - The name of the 0% balance transfer Credit Card type is the Balance Transfer Credit Card the Representative Apr of this credit card is 18.90% and the balance transfer rate duration of this card is 32 months. There is a balance transfer fee at Halifax which is 3.00%

Best Credit Cards for Purchases

  • Tesco Bank – The name of this credit card is the Club Card Credit Card it offers a range of unique extras and the Representative Apr of this credit card is 18.90%
  • Sainsbury’s – The name of this credit card is the Nectar Credit Card it offers a range of unique extras and the Representative Apr of this credit card is 16.90%
  • M&S – The name of this credit card is the Credit Card with M&S Rewards it offers a range of unique extras and the Representative Apr of this credit card is 16.90%
  • Halifax – The name of this credit card is the Online All in One. This credit card has no rewards scheme attached to it but the Representative Apr of this credit card is 17.90%
  • Nationwide Building Society – The name of this credit card is the Credit Card with Nationwide’s ‘Rewards for Abroad’ Rewards scheme it offers a range of unique extras and the Representative Apr of this credit card is 17.90%
  • Nationwide Building Society – The name of this credit card is the Select Card and it gives you 0.5% cash back on all your sterling purchases the Representative Apr of this credit card is 15.90%
  • Bank of Scotland – The name of this credit card is the Platinum Purchase Card. This credit card has no rewards scheme attached to it but the Representative Apr of this credit card is 17.90%
  • Lloyds Bank – The name of this credit card is the Platinum Purchase Card. This credit card has no rewards scheme attached to it but the Representative Apr of this credit card is 17.90%.
  • TSB – The name of this credit card is the Platinum Purchase Card. This credit card has no rewards scheme attached to it but the Representative Apr of this credit card is 17.90%

Best Cash Back Credit Cards

  • American Express – The name of the credit card is the Platinum Cash Back Credit Card the Representative Apr of this credit card is.18.70%. The balance transfer fee is 0.00%
  • American Express – The name of the credit card is the Platinum Cash Back Everyday Credit the Representative Apr of this credit card is.19.90%. The balance transfer fee is 0.00%
  • Santander – The name of the credit card is the 123 Credit Card the Representative Apr of this credit card is.16.50%. The balance transfer fee is 3.00%
  • Nationwide Building Society – The name of the credit card is the Select Card the Representative Apr of this credit card is.15.90%. The balance transfer fee is 2.40%